Problemas
Which law protects debtors from being forced to pay for goods and services when they have a legitimate dispute with the seller of those goods and services? Dodd-Frank Wall Street Reform and Consumer Protection Act Preservation of Consumers" Claims and Defenses Ruling Equal Credit Opportunity Act Fair Credit Billing Act
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maestro · Tutor durante 5 años
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Respuesta
The correct answer is 'D', the Fair Credit Billing Act.
Explicación
## Step 1The question is asking for the law that protects debtors from being forced to pay for goods and services when they have a legitimate dispute with the seller of those goods and services. This is a question about consumer rights and protections under the law.## Step 2The Dodd-Frank Wall Street Reform and Consumer Protection Act is a law that was enacted in response to the financial crisis of 2008. It aims to prevent future financial crises by implementing regulations on the financial industry. However, it does not specifically address the issue of debtors being forced to pay for goods and services when they have a dispute with the seller.## Step 3The Equal Credit Opportunity Act is a law that prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, because all or part of the applicant's income comes from public assistance, or because the applicant has exercised any right under the Consumer Credit Protection Act. It does not address the issue of debtors being forced to pay for goods and services when they have a dispute with the seller.## Step 4The Fair Credit Billing Act is a law that protects consumers from unfair billing practices and provides a mechanism for addressing billing disputes. It allows consumers to dispute billing errors and requires creditors to investigate and correct these errors. This law directly addresses the issue of debtors being forced to pay for goods and services when they have a dispute with the seller.## Step 5The Preservation of Consumers' Claims and Defenses Ruling is not a specific law, but rather a legal principle that allows consumers to assert their rights and defenses in legal proceedings. It does not specifically address the issue of debtors being forced to pay for goods and services when they have a dispute with the seller.