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lot to Once a deductible has been met, health insurance will help pay for a percentage of your medical bills. This cost-sharing is called __ deductible out-of-pocket maximum copay coinsurance

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Marta professionell · Tutor durante 6 años
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Respuesta

D. coinsurance

Explicación

## Step 1The problem is asking for the term that describes the cost-sharing mechanism in health insurance where the insurance company pays a certain percentage of the medical bills after the deductible has been met. The options provided are deductible, out-of-pocket maximum, copay, and coinsurance.## Step 2A deductible is the amount that the insured must pay out-of-pocket before the insurance company begins to pay. This does not match the description given in the problem.## Step 3An out-of-pocket maximum is the most the insured will have to pay for covered services in a full year. This also does not match the description given in the problem.## Step 4A copay is a fixed amount the insured pays for a covered health care service. This also does not match the description given in the problem.## Step 5Coinsurance is the percentage of each medical bill that the insured pays after the deductible has been met. This matches the description given in the problem.