1. Given where you think you will be in 10 years financially, what sort of auto coverage do you imagine for or less? __ 2. What aspects of auto insurance do you feel most important to consider? __

1. In 10 years, if I envision myself in a financially stable position, I would likely opt for comprehensive auto coverage. This type of coverage provides the most extensive protection, including collision, comprehensive, liability, and uninsured/underinsured motorist coverage. It ensures that I am covered for damages to my vehicle from various causes, such as accidents, theft, or natural disasters, and also covers medical expenses and property damage to others in the event of an accident where I am at fault.<br /><br />2. When considering auto insurance, the most important aspects to consider include:<br /><br />- **Coverage Options**: Understanding what types of coverage are available and what they cover. This includes collision, comprehensive, liability, and uninsured/underinsured motorist coverage.<br /><br />- **Deductibles**: The amount you need to pay out-of-pocket before the insurance kicks in. Higher deductibles usually mean lower premiums.<br /><br />- **Premiums**: The regular payments you make to maintain the insurance policy. These can vary based on factors like your driving record, the type of car you drive, and your age.<br /><br />- **Limits**: The maximum amount the insurance company will pay for a claim. It's important to ensure these limits are sufficient to cover potential damages.<br /><br />- **Customer Service**: The quality of service provided by the insurance company, including how quickly they respond to claims and how helpful they are during the claims process.<br /><br />- **Additional Features**: Some policies offer additional features like roadside assistance, rental car coverage, and discounts for things like good grades, safe driving, or bundling with other insurance policies.<br /><br />By carefully considering these aspects, you can choose an auto insurance policy that provides the right balance of protection and cost-effectiveness for your needs.