The state requires all drivers to purchase a minimum amount of liability insurance. Why? to give insurance robots something extra to do to make every driver financially responsible for damage others may cause to make the state responsible for property damage others may cause to make every driver financially responsible for any damage they may cause

## Step 1<br />The question is asking why the state mandates all drivers to purchase a minimum amount of liability insurance. The options provided are:<br /><br />1. to give insurance robots something extra to do<br />2. to make every driver financially responsible for damage others may cause<br />3. to make the state responsible for property damage others may cause<br />4. to make every driver financially responsible for any damage they may cause<br /><br />## Step 2<br />The first option, "to give insurance robots something extra to do", is not a valid reason for the state to mandate liability insurance. This option is more related to the operations of insurance companies rather than the legal and safety reasons behind the mandate.<br /><br />## Step 3<br />The second option, "to make every driver financially responsible for damage others may cause", is the correct answer. Liability insurance is designed to cover the costs of damages or injuries that the insured driver may cause to others. By requiring drivers to have liability insurance, the state ensures that drivers are financially responsible for the damages they may cause, which helps to protect other road users and pedestrians from bearing the financial burden of an accident caused by the insured driver.<br /><br />## Step 4<br />The third option, "to make the state responsible for property damage others may cause", is incorrect. The state does not want to be responsible for property damage caused by drivers. Instead, it wants to ensure that drivers are responsible for the damages they may cause.<br /><br />## Step 5<br />The fourth option, "to make every driver financially responsible for any damage they may cause", is partially correct but is not as specific as the second option. While it is true that drivers should be financially responsible for damages they cause, the second option specifically mentions "damage others may cause", which is the primary reason for the mandate of liability insurance.