Medical Payments Coverage helps pay for medical, dental, and funeral expenses for people riding in your covered vehicle: onlyifyouare notatfault only if they don't have theirown insurance only if you are attault regardless less of who is at fault

## Step 1<br />This problem is about understanding the concept of Medical Payments Coverage in auto insurance. Medical Payments Coverage is a type of auto insurance that covers the medical expenses of the insured and the passengers in the insured vehicle, regardless of who is at fault in the event of an accident.<br />## Step 2<br />The options provided in the problem are:<br />- only if you are not at fault<br />- only if they don't have their own insurance<br />- only if you are at fault<br />- regardless of who is at fault<br />## Step 3<br />The correct answer is "regardless of who is at fault". This is because Medical Payments Coverage is designed to cover the medical expenses of the insured and the passengers in the insured vehicle, regardless of who is at fault in the event of an accident.