Who needs auto insurance? Nobody People that think they will get into an accident. All people who drive cars. People who can afford it.

## Step 1<br />The question is asking who needs auto insurance. Auto insurance is a type of coverage that provides financial protection in the event of an accident. It covers the cost of damages to the insured's vehicle and any injuries sustained in the accident.<br /><br />## Step 2<br />The options provided are:<br />- Nobody<br />- People that think they will get into an accident<br />- All people who drive cars<br />- People who can afford it<br /><br />## Step 3<br />The first option, "Nobody", is incorrect because auto insurance is a legal requirement in many jurisdictions, and it provides financial protection in the event of an accident.<br /><br />## Step 4<br />The second option, "People that think they will get into an accident", is also incorrect. Auto insurance is not just for those who think they will get into an accident. It is for everyone who drives a car, regardless of their perception of the likelihood of an accident.<br /><br />## Step 5<br />The third option, "All people who drive cars", is the correct answer. Auto insurance is a legal requirement for all drivers, regardless of their income or perceived risk of an accident.<br /><br />## Step 6<br />The fourth option, "People who can afford it", is incorrect. Auto insurance is not just for those who can afford it. It is a legal requirement for all drivers, regardless of their income.