When someone makes a claim on their homeowner's policy the rate usually goes down. True False

## Step 1<br />This problem is related to the field of insurance, specifically homeowners' insurance. The statement given is that when someone makes a claim on their homeowner's policy, the rate usually goes down. <br /><br />## Step 2<br />Insurance companies typically raise the rates for homeowners who make claims because they are considered high-risk. This is because the insurance company has to pay out more money to cover the damages, which increases their risk.<br /><br />## Step 3<br />Therefore, the statement given is false. When someone makes a claim on their homeowner's policy, the rate usually goes up, not down.