2. Which of the following is an effective strategy a. Wait until the end of the month and s b. Save a certain percentage of each p account c. Cover all of your wants and need d. Take out a payday loan so you

The correct answer is b. Save a certain percentage of each paycheck into your savings account.<br /><br />Explanation:<br />Saving a certain percentage of each paycheck into a savings account is an effective strategy for managing finances and building a financial cushion. This approach helps individuals consistently set aside money for future needs, emergencies, or long-term goals, rather than relying on high-interest loans or credit cards. It promotes financial discipline and helps individuals avoid debt.