1. How does investing in the stock market differ from putting money in a 1 point savings account at a bank? Investing is always a less risky option than saving Investing is best for short-term situations like emergency funds; saving is best for the long-term Investing typically earns between 1-2% while saving generally earns between 5-7% Investing allows you to accumulate wealth for retirement while saving is best for short-term purchases or emergencies

The question is asking about the differences between investing in the stock market and putting money in a savings account at a bank. The options provided are:<br /><br />1. Investing is always a less risky option than saving: This statement is incorrect. Investing in the stock market is generally considered more risky than putting money in a savings account because the value of investments can fluctuate based on market conditions, and there is a risk of losing the principal amount invested.<br /><br />2. Investing is best for short-term situations like emergency funds; saving is best for the long-term: This statement is also incorrect. Generally, savings accounts are considered safer and are recommended for short-term needs and emergencies, while investments are typically recommended for long-term goals like retirement.<br /><br />3. Investing typically earns between 1-2% while saving generally earns between 5-7%: This statement is not accurate. Savings accounts typically offer lower interest rates compared to investments. Investments have the potential to earn higher returns, but they also come with higher risks.<br /><br />4. Investing allows you to accumulate wealth for retirement while saving is best for short-term purchases or emergencies: This statement is correct. Investments are generally recommended for long-term goals like retirement because they have the potential to grow in value over time. On the other hand, savings accounts are recommended for short-term needs and emergencies because they are safer and offer liquidity.<br /><br />Therefore, the correct answer is option D.