8: Financial institutions and businesses are required to treat all requests for credit equally, without discrimination based on sex or marital status, as required by the __ Fair Reporting Act American Discrimination Act Equal Opportunity Act Fair Credit Reporting Act

## Step 1<br />The question is asking us to identify the correct law that mandates financial institutions and businesses to treat all credit requests equally, without discrimination based on sex or marital status. The options provided are the Fair Reporting Act, American Discrimination Act, Equal Opportunity Act, and Fair Credit Reporting Act.<br /><br />## Step 2<br />The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, dissemination, and use of consumer information, including consumer credit information. It is designed to ensure that consumer reporting agencies (like credit bureaus) provide accurate and complete information to businesses and creditors.<br /><br />## Step 3<br />The FCRA prohibits discrimination based on information in a credit report. This means that businesses and creditors cannot deny credit, insurance, or employment based on information in a credit report that is inaccurate or incomplete.<br /><br />## Step 4<br />The other options, the Fair Reporting Act, American Discrimination Act, and Equal Opportunity Act, do not specifically address the issue of credit discrimination based on sex or marital status.