The parent who takes out a Direct PLUS Loan must pass a: A. credit check. B. criminal background check. C. debt check. D. license check

## Step 1<br />The question is asking about the requirements a parent must meet to take out a Direct PLUS Loan. The Direct PLUS Loan is a federal loan program that allows parents of dependent undergraduate students to borrow money to help pay for college or career school.<br /><br />## Step 2<br />The options provided are: A. credit check, B. criminal background check, C. debt check, and D. license check.<br /><br />## Step 3<br />The Direct PLUS Loan program requires parents to pass a credit check. This is because the loan is based on the creditworthiness of the parent. If the parent has adverse credit history, they may not be eligible for the loan.