Students should be concerned about all of the following statements when they see ads, receive letters, or get phone calls about scholarships except. A. "We'll do all of the work." B. "You have been selected by a national foundation." C. "We are a free scholarship site." D. "A credit card is needed to hold this scholarship."

## Step 1<br />The problem presents four statements that students might encounter when they see ads, receive letters, or get phone calls about scholarships. The task is to identify the statement that students should not be concerned about.<br /><br />## Step 2<br />Let's analyze each statement:<br /><br />### A. "We'll do all of the work."<br />This statement is a red flag. Legitimate scholarship programs do not offer to do all the work for the student. They expect the student to put in effort and work.<br /><br />### B. "You have been selected by a national foundation."<br />This statement can be a cause for concern. While it's possible that a student could be selected by a national foundation, it's also possible that the organization is not legitimate.<br /><br />### C. "We are a free scholarship site."<br />This statement is generally a good sign. Legitimate scholarship programs are usually free to apply for.<br /><br />### D. "A credit card is needed to hold this scholarship."<br />This statement is a major red flag. Legitimate scholarship programs do not require a credit card to hold the scholarship. They are typically funded by the organization offering the scholarship, not by the student.<br /><br />## Step 3<br />Based on the analysis, the statement that students should not be concerned about is "A credit card is needed to hold this scholarship."