An adolescent is covered by two insurance policles held by their divorced parents. The parents have birthdays in May and August and have joint custody of the adolescent Which of the following policies is the primary policy for the adolescent? The policy that the adolescent chooses The policy that names the adolescent as a dependent The pollcy that was written first The policy of the parent who has the earliest birth month

## Step 1<br />This problem is about understanding the rules of insurance policies, specifically in the context of joint custody and divorced parents. The question asks us to identify which insurance policy would be considered the primary policy for an adolescent who is covered by two insurance policies held by their divorced parents.<br /><br />## Step 2<br />The options provided are:<br />- The policy that the adolescent chooses<br />- The policy that names the adolescent as a dependent<br />- The policy that was written first<br />- The policy of the parent who has the earliest birth month<br /><br />## Step 3<br />The correct answer is "The policy of the parent who has the earliest birth month". This is because, in the context of insurance policies, the primary policy is usually determined by the birth month of the parent. This is a common practice in many jurisdictions, where the parent with the earliest birth month is considered the primary policyholder.