Choose the correct answer. __ is a serious social issue in the USA. Student-debt crisis Over-population Climate change Bank fraud

## Step 1<br />The problem presents four options and asks us to identify a serious social issue in the USA. The options are: Student-debt crisis, Over-population, Climate change, and Bank fraud.<br /><br />## Step 2<br />We need to consider the current social issues in the USA. While all the options listed are indeed serious issues, the student-debt crisis is particularly significant in the USA.<br /><br />## Step 3<br />The student-debt crisis in the USA has been a major issue for several years. The cost of higher education has been rising, leading to an increase in student loans and debts. This has put a significant financial burden on students and their families.<br /><br />## Step 4<br />The other options, such as over-population, climate change, and bank fraud, are also serious issues. However, they are not as directly linked to the social fabric of the USA as the student-debt crisis.