Which of the following people is underemployed? Carlos is not earning as much money as he really needs Rose has a college degree, but is working in a low-s Frank is unemployed, but he has stopped looking for a job - Mary is looking for work in a law office

## Step 1<br />Underemployment refers to a situation where individuals are working in jobs that do not fully utilize their skills, education, or availability. This can be due to a variety of reasons such as a lack of opportunities, a mismatch between the individual's skills and the job requirements, or a lack of full-time hours.<br /><br />## Step 2<br />In the given options, we need to identify the person who is underemployed. <br /><br />## Step 3<br />Carlos is not earning as much money as he really needs. This situation does not necessarily indicate underemployment. It could be due to a variety of reasons such as a lack of opportunities, a mismatch between the individual's skills and the job requirements, or a lack of full-time hours.<br /><br />## Step 4<br />Rose has a college degree, but is working in a low-s. This situation indicates underemployment. She has a higher level of education than the job requires, which means her skills are not fully utilized.<br /><br />## Step 5<br />Frank is unemployed, but he has stopped looking for a job. This situation does not indicate underemployment. He is not working at all, so he cannot be underemployed.<br /><br />## Step 6<br />Mary is looking for work in a law office. This situation does not indicate underemployment. She is actively seeking employment, which means she is not currently underemployed.