Your liability ity insurance pays for the accident-related expenses that are incurred by: you or other drivers covered under your policy the driver of the other car and their passengers only your passengers only you

Your liability insurance pays for the accident-related expenses that are incurred by:<br /><br />- You or other drivers covered under your policy<br />- The driver of the other car and their passengers<br /><br />Liability insurance is designed to cover damages to other people or property in the event you are at fault in an accident. This includes covering the medical expenses of the other driver and their passengers, as well as any property damage. It does not cover your own injuries or damages to your own vehicle.