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Which type of card impacts your credit history?
Student credit card
Driver's License
State ID Card
Debit card"
Question 2 of 10 Which type of card impacts your credit history? Student credit card Driver's License State ID Card Debit card
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## Step 1<br />Credit history is a record of a person's past borrowing and repaying practices. It is a crucial factor that lenders consider when deciding whether to extend credit to an individual. <br /><br />## Step 2<br />Among the options provided, only a student credit card can impact your credit history. This is because when you use a credit card, you are essentially borrowing money from the bank. If you repay your credit card balance on time, it can positively impact your credit history. <br /><br />## Step 3<br />On the other hand, a driver's license, state ID card, and debit card do not impact your credit history. This is because these items do not involve borrowing money. A driver's license and state ID card are forms of identification, while a debit card allows you to spend money that you already have in your bank account. Therefore, they do not contribute to your credit history.
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